While many see the 850 credit score as the crown jewel of financial trustworthiness, insiders are now dropping some unexpected wisdom.
Ted Rossman, a big shot at Bankrate, spills the beans: hitting the mid-700s, especially the cozy 740-760 nook, means you’re already rolling with the credit elite.
Anything higher? It’s less “more cash benefits” and more “look at me now!”
So, quick reality check: If you’re lounging in the 740-760 range, you’re likely snagging the best deals out there. If you’re still climbing? Every point’s a game-changer, especially when we talk mortgages. And knowing this? Well, that’s half the win.